Other Collateral Loans:

       Boat, Motor & Trailer Combos

          Motorcycles

       Travel Trailers     

                        NEW

                              Rates as low as 4.50% A.P.R. 

                              Minimum $8,000 loan amount with 100% financing plus TT&L  

                              The term of the loan and credit rating determines the interest rate.                                 

                              Financing is available up to 72 months 

               USED 

                               Rates as low as 6.50% A.P.R.

                               Minimum $4,000 loan amount for 2009 - 2016 models 

                               The age of the collateral and credit rating determines the interest rate and term 

       Individual Boat, Motor or Trailer    

       Farm / Lawn Equipment

       Horse / Utility Trailers

       Personal Watercraft

       ATV's

            (some other collateral may also qualify)

               NEW

                                Rates as low as 5.75% A.P.R. 

                                Minimum $4,000 loan amount with 100% financing plus TT&L  

                                The term of the loan and credit rating determines the interest rate.                       

                                Financing is available up to 60 months 

               USED 

                               Rates as low as 6.75% A.P.R.

                               Minimum $4,000 loan amount for 2009 - 2016 models 

                               The age of the collateral and credit rating determines the interest rate and term 

The credit union will not finance or mortgage collateral that has been issued a salvaged, reconstructed or water damaged title.

Contact the credit union at (337) 475-5344 for additional information.

We offer:

  • Rapid loan decisions and same day loan closings on most loans.
  • No loan processing fees.
  • No loan origination fees.
  • No pre-payment penalties.
  • McNeese payroll deduction for monthly loan payments.
     

 

Credit Life and Credit Disability Insurance

Credit Life Insurance is available to borrowers to cover the unpaid balance of loans up to a maximum of $20,000 in the case of a death of the borrower(s). The cost of the insurance premium is financed into the loan. Credit Life Insurance is not required for loan approval and is subject to age and health requirements.

Credit Disability Insurance is available to members on all types of loans. The cost of the insurance premium is financed into the loan. Credit Disability Insurance is not required for loan approval and is subject to age and health requirements.

GAP Protection

GAP protection helps to cancel the difference between the primary insurance settlement and what you may still owe on your collateralized loan if the collateral is totaled in an accident or stolen. As an EXTRA BONUS, if the covered collateral is totaled in an accident or stolen, the GAP protection will apply $1,000 to your next collateralized loan financed with the McNeese Federal Credit Union !!!
  
GAP protection may also be purchased on collateral that is currently financed with the McNeese Federal Credit Union.
 
NOT all types of collateral are eligible for GAP Protection.


Click here to complete a loan application.  After completing the application, print it out, sign it and fax it to (337) 475-5129.

America's Credit Unions
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunicy Credit Act