Loans

To learn more about our loans, click on a loan type below !!!


Click here to complete a loan application.  After completing the application, print it out, sign it and fax it to (337) 475-5129.

We offer:

  • Rapid loan decisions and same day loan closings on most loans.
  • No loan processing fees.
  • No loan origination fees.
  • No pre-payment penalties.
  • McNeese payroll deduction for monthly loan payments. 

 

 

Skip-A-Payment !!!

Borrowers have the option of requesting a Skip-A-Payment every six months on loans with less than 60 months remaining until maturity, except for loans to pay insurance premiums. Call the credit union for additional details and to verify your eligibility. 

 

Credit Life and Credit Disability Insurance

Credit Life Insurance is available to borrowers to cover the unpaid balance of loans up to a maximum of $20,000 in the case of a death of the borrower(s). The cost of the insurance premium is financed into the loan. Credit Life Insurance is not required for loan approval and is subject to age and health requirements.  

Credit Disability Insurance is available to members on all types of loans. The cost of the insurance premium is financed into the loan. Credit Disability Insurance is not required for loan approval and is subject to age and health requirements.

 

GAP Protection

GAP protection helps to cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan if the vehicle is totaled in an accident or stolen. As an EXTRA BONUS, if the covered vehicle is totaled in an accident or stolen, the GAP protection will apply $1,000 to your next vehicle loan financed with the McNeese Federal Credit Union !!! 
 
GAP protection may also be purchased on a vehicle that is currently financed with the McNeese Federal Credit Union. 
 

Notice:

Loan rates apply to all NEW MONEY loan request. Interest rates are subject to change without prior notice.  Additional restrictions may apply.  Must meet normal credit approval criteria.  Credit score will affect interest rate.

Contact us for complete details concerning a specific loan request.
 
America's Credit Unions
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunicy Credit Act