Deposit Accounts:

 

Share / Savings Accounts
 

  • Minimum opening deposit of $50.00.
  • Must maintain a minimum balance of $50.00 at all times.
  • Two withdrawals per month at no cost. $5.00 per withdrawal after two within the month.
  • Dividends are paid quarterly on the daily balance method on accounts maintaining a balance of $800.00 or more.
  • Dividend rates are subject to change without notice.
  • NSF ACH item fee - $35.00 per item
  • $25.00 account close out fee if account is closed within 90 days of opening.
  • Dormant account fee of $5.00 per month after twenty-four (24) months of no member generated activity.

 

Share Draft / Checking Accounts
 

  • NO MONTHLY SERVICE CHARGES.
  • No minimum opening deposit.
  • Unlimited check writing, no per check fee.
  • Debit / ATM Card – no monthly service charge. Initial card is issued at no charge. Refer to our Electronic Funds Transfer Agreement and Disclosure brochure for additional information.
  • If overdrawn: Four free transfers from savings account per calendar month to cover check clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the fifth transfer in a calendar month.
  • If overdrawn: Two free transfers from savings account per calendar month to cover ACH clearing overdrafts, if funds are available. A $5.00 fee will be assessed for each additional transfer beginning with the third transfer in a calendar month.
  • NSF fee - $35.00 per item
  • Check charges - varies

 

Fee schedule 

  • Stop payment fee - $25.00 per item
  • Official Credit Union check fee of $5.00 per check unless certain criteria is met
  • Photocopy of share draft item - $6.00 per item
  • Additional copy of statement - $6.00 per statement
  • Checkbook/statement balancing assistance - $25.00 per hour
  • Account research fee - $75.00 per hour
  • Tax levy fee - $45.00 per levy
  • Please see our service charge brochure and Electronic Funds Transfer Agreement and Disclosure for additional information. 
  • Additional fees may apply under certain circumstances and fees are subject to change.

 

America's Credit Unions
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunicy Credit Act